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GET STARTED NOWFor additional information on the pre-bankruptcy credit counseling process, please review these U.S. Department of Justice documents:
Before You File for Personal Bankruptcy (PDF)
Bankruptcy Information Sheet (PDF)
American Financial Solutions is approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency’s services.
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
If someone has negative credit or a few blemishes, they may be tempted to use a credit repair business to help eliminate damaging information from a credit report. However, it is a risky gamble for a consumer to take. American Financial Solutions Director Becky House, offers tips and advice on using a credit repair business to clean up bad credit.
The U.S. Department of Education has announced the first wave of forgiveness under the SAVE plan, providing relief to nearly 153,000 borrowers with $1.2 billion in forgiveness. To access the benefits, borrowers with FFELP Loans must consolidate them into a Direct Consolidation Loan by the end of April 2024.
To help address high interest concerns, we’ve put together a list of some steps people can take to try and bring down rates on existing loans.
Ten tips to help prioritize the budget income and expenses.
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and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.
