Manage Your Debt - Let's Explore Your Options
GET STARTED NOWAmerican Financial Solutions is one of the nation’s largest non-profit credit and financial counseling agencies.
Our Mission
The mission of AFS is to empower people to improve the quality of their lives through financial education and counseling.
Our Work
American Financial Solutions helps clients free themselves of the anxiety and stress of credit, debt and financial worries. We offer free financial education and credit counseling services that put clients in control of their financial success. In confidential, one-on-one counseling sessions, our certified credit counselors help clients assess their situation and needs, inform them of options to address their goals and provide ongoing support to see that clients follow their plan. We advise clients on a variety of debt solutions to reduce and repay credit card, medical and other unsecured debt.
For clients who need assistance repaying their unsecured debts, we offer also a Debt Management Plan (DMP). The benefits of the DMP include one monthly payment, reduced or eliminated interest rates, stopping collection calls, and in some cases, bringing past due accounts back to a current status. The DMP can help with unsecured debts, such as credit cards, medical bills, and collection accounts.
Our other services include:
Locations
Our agency is headquartered in Bremerton and Seattle, Washington. We are approved to provide credit and financial counseling in 50 states and the District of Columbia. Additonally, we are approved to provide pre-bankruptcy counseling certification and post-bankruptcy debtor education certification in all states except for Alabama. We provide mortgage foreclosure intervention counseling and pre-purchase housing counseling to clients in Washington State.
History
American Financial Solutions was founded in (1999) as a division of the North Seattle Community College Foundation, a non-profit organization.
Affiliations
National Affiliations
Local Partnerships
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
If someone has negative credit or a few blemishes, they may be tempted to use a credit repair business to help eliminate damaging information from a credit report. However, it is a risky gamble for a consumer to take. American Financial Solutions Director Becky House, offers tips and advice on using a credit repair business to clean up bad credit.
The U.S. Department of Education has announced the first wave of forgiveness under the SAVE plan, providing relief to nearly 153,000 borrowers with $1.2 billion in forgiveness. To access the benefits, borrowers with FFELP Loans must consolidate them into a Direct Consolidation Loan by the end of April 2024.
To help address high interest concerns, we’ve put together a list of some steps people can take to try and bring down rates on existing loans.
Ten tips to help prioritize the budget income and expenses.
Call us at (888) 864-8548
and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.
