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Below is a list of consumer resources that are publically accessible. Leverage these external resources on your road to financial recovery.
Since 1951, NFCC has served as a pathway for millions of people to overcome their financial struggles. This holistic system that they've built has given them the chance to make money management expertise solutions accessible to all.
Website: www.nfcc.org
Telephone: 800-388-2227
At the Association for Financial Counseling & Planning Education® (AFCPE®), our mission is to ensure the highest level of knowledge, skill, and integrity of the personal finance profession by certifying, connecting, and supporting diverse and capable professionals who serve communities worldwide.
The AFCPE provides our certification program.
Website: www.afcpe.org
Phone: (614) 485-9650
The Financial Counseling Association of America is a professional 501(c)(3) association whose members are financial counseling agencies. Their members assist hundreds of thousands of consumers each year with financial counseling services of all kinds, as well as debt management plans for the repayment of unsecured debts.
Website: https://fcaa.org/
Phone: 1-800-450-1794
The SCRA is a law created to provide extra protections for servicemembers in the event that legal or financial transactions adversely affect their rights during military or uniformed service.
If you have any questions about your rights under the SCRA, contact your closest military legal office for more information. You can find the closest military legal office at: legalassistance.law.af.mil
The Fair Debt Collection Practices Act (FDCPA) protects consumers by prohibiting debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Website: https://www.ftc.gov/legal-library/browse/rules/fair-debt-collection-practices-act-text
Submit a complaint regarding a debt collection to the Consumer Financial Protection Bureau (CFPB)
Website: https://www.consumerfinance.gov/complaint/
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
If someone has negative credit or a few blemishes, they may be tempted to use a credit repair business to help eliminate damaging information from a credit report. However, it is a risky gamble for a consumer to take. American Financial Solutions Director Becky House, offers tips and advice on using a credit repair business to clean up bad credit.
The U.S. Department of Education has announced the first wave of forgiveness under the SAVE plan, providing relief to nearly 153,000 borrowers with $1.2 billion in forgiveness. To access the benefits, borrowers with FFELP Loans must consolidate them into a Direct Consolidation Loan by the end of April 2024.
To help address high interest concerns, we’ve put together a list of some steps people can take to try and bring down rates on existing loans.
Ten tips to help prioritize the budget income and expenses.
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and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.
