Take Control of Your Finances with Free Financial Classes

If you are currently in debt or struggling with your finances, you are not alone. As of 2017, it is estimated that 73 percent of Americans will have a significant amount of debt when they pass away – over 60 thousand dollars-worth, on average.¹ In addition, US consumer debt was at 12.17 trillion dollars in the first quarter of this year, surpassing the debt accrued during the most devastating part of the 2008 housing crisis.²

In other words, we are spending more than ever before, and our loans and credit card bills reflect that. This means we have to be more proactive than ever to avoid falling into excessive debt.

How to Get Back on Track

Not only does the current data suggest your family could be financially burdened when you are no longer around, but it also indicates the majority of us carry debt throughout our lifetimes. If that’s the case, we have to be very careful in our budgeting, investing and money management so we don’t add unnecessary financial stress to our lives.

This is easier said than done. While there may be a plethora of financial information available on the internet, it can be hard to know which advice to trust. That’s why, as a courtesy to you, American Financial Solutions offers “Investing in Yourself,” a free 10-chapter financial course designed to catch you up to speed on the basics of managing your money. These classes were made with accessibility and convenience in mind. You can go through them in any order, at any time. They are even separated into small 30-minute or one-hour chunks so you can get all the information in one sitting. The courses offered are:

• Setting Your Financial Goals and Creating a Budget – 30 minutes
• Your Banking Relationship – 30 minutes
• Understanding Credit & Credit Reports – 30 minutes
• Introduction to Borrowing – 30 minutes
• Introduction to Investing – 30 minutes
• Identity Theft & Predatory Lending – 30 minutes
• Children & Money Tips for Parents – 30 minutes
• Your Financial Life - For Young Adults – 1 hour
• Roadmap for Students, Paying for College – 30 minutes
• Roadmap for Students, Loan Repayment – 30 minutes

After you finish these online courses, including a 10-question quiz to test your knowledge retention, you will receive a certificate of completion. Feel free to send this to your credit bureau as proof you are taking steps toward greater financial security.

Access Free Classes with American Financial Solutions

Your finances are in your hands, and American Financial Solutions has the tools to help you feel confident in your financial decisions. In the past 15 years as a nonprofit credit counseling agency, we have changed the lives of more than 450,000 people, helping manage more than 9 billion dollars of debt. Our certified counselors are available to answer all your credit, debt management, student loan, housing and bankruptcy questions online, over the phone and in person. Call us at (888) 864-8548 today for more information about our services.

¹ http://time.com/money/4709270/americans-die-in-debt/
² https://www.nytimes.com/2017/05/17/business/dealbook/household-debt-united-states.html

Published Nov 6, 2017.