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How One Extra Payment Can Make a Huge Dent in Debt

We often hear experts say making one extra payment towards debt can help us pay it off much faster. Is it true? See for yourself how easy it is.

How Honest is that Credit Card Comparison Site

As you watch television, surf the Internet and flip through your favorite magazine, you will undoubtedly see companies advertising that they can show you the best deals in plastic - credit - for you to consider. There are a few reasons to hesitate from relying too much on information that looks like it’s coming from a neutral source. The main one is because the source might not be neutral at all.

Time and Debt Repayment Still the Best Strategy for Increasing a Credit Score

Some of you might be rejoicing a bit because of news that the chief credit scoring outfit, FICO, is changing its rules about how it scores debtors. The main change is that the new system will draw a distinction between medical debt and regular debt. The other big change is the new system will disregard medical collection accounts if they are paid or settled.

Medical Debt, New FICO Score Good News or No News

Last week, FICO, the nation's top credit score provider, announced upcoming changes to the way some debts impact your credit score. This could be good news for thousands of people, if lenders adopt this new model.

Urban Institute Study Raises the Question of Why People are not Reaching Out for Financial Help

People may be hesitant to reach out for help due to misconceptions about financial counseling. Here are some of the false beliefs that consumers admitted in the 2014 NFCC Financial Literacy Survey

You Received the Offer, Now Should You Open the Account?

The news that lenders are sending offers to riskier borrowers should remind you of one truth we all should have learned from the financial crisis seven years ago; just because you can borrow money doesn’t mean you should.

Quick Guide to Better Credit

One of the common questions we are asked is how to improve a credit report. While there are no quick fixes to credit that is less than perfect, there are things you can do to help it over time. This primer is meant to hit the highlights of building good credit.

Credit Report Obstacles, Why We Have to Fight

Improving your credit score is one benefit to undergoing a financial makeover, but for many people it may not be the primary reason. This becomes especially obvious when you learn that you, the consumer, are not a credit reporting agency’s prime customer.

Thieves Target the Love of Grandchildren As a Way to Your Money

Learn what you can do to protect yourself from thieves posing as your grandchildren.

Heartbleed Bug and the Need for Vigilance, Tips for Online Safety

The Heartbleed bug, a virus that made information on so-called “secure” websites insecure, is just the latest piece of news in a longstanding reality that hackers are after your financial data. If there is good news in the revelation of the breach that has been going on for about two years, it’s that what you do to protect yourself from all data theft, works in this case, too.

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